We cover all portable gadgets owned by you or a family member. A gadget can be any of the following items - digital cameras, e-readers, laptops (including MacBook’s), mobile phones, PDA’s, portable gaming consoles, satellite navigation devices, smart phones (including iPhones), tablets/phablets (including iPads) and wearable technology (such as a smart watches or health and fitness trackers).
There is no limit to the number of claims you can make in a year, however the maximum amount we will pay in a year is £2,000.
A policy excess (per gadget) of £50 in respect of the first two claims applies increasing to £75 in respect of the third claim and £100 for any other claim you make.
A claim cannot be made within the first 7 days of policy purchase.
There is no requirement to individually list your gadgets to be insured, however you must be able to provide evidence of ownership or proof of purchase and proof of usage in the event you make a claim.
We only insure gadgets that are no more than 36 months old at the time this policy was first incepted and they must have been either purchased as new in the United Kingdom or purchased as refurbished in the United Kingdom direct from the manufacturer or network provider.
Your household gadgets will be covered up to £2,000 per Annum with unlimited amount of claims
Every policy buys children
like Abena a bottle of water