Your Gadget Quote

Covers all your family’s gadgets under one simple policy

Premium Annually £216
Premium Monthly £18
Did you know, the average family owns 9 gadgets! Get great cover with ZugarZnap at just £2 per gadget per month!
All premiums are inclusive of Insurance
Premium Tax (12%)

We cover all portable gadgets owned by you or a family member. A gadget can be any of the following items - digital cameras, e-readers, laptops (including MacBook’s), mobile phones, PDA’s, portable gaming consoles, satellite navigation devices, smart phones (including iPhones), tablets/phablets (including iPads) and wearable technology (such as a smart watches or health and fitness trackers).

There is no limit to the number of claims you can make in a year, however the maximum amount we will pay in a year is £2,000.

A policy excess (per gadget) of £50 in respect of the first two claims applies increasing to £75 in respect of the third claim and £100 for any other claim you make.

Accessories up to £50
Accidental Damage
to Accidental Loss*
to Breakdown*
E-Wallet up to £50
Fraudulent call Cover up to £500
Worldwide cover up to 120 days

*Laptops (including MacBook’s) are not covered in respect of Accidental Loss or Breakdown.


Claims cannot be made within the first 7 days of cover starting.

We don't need you to individually list your gadgets with us, that's far too much hassle! Just make sure you keep your receipt or can prove ownership and usage in the unlikely event that you make a claim.

We only insure gadgets that are no older than 36 months at the time cover started and they must have been purchased either new or refurbished in the UK direct from the manufacturer or network provider.

Please read the Gadget cover Insurance Product Information Document
& Policy Document for full details.

Gadget product

Gadgets Cover

Your household gadgets will be covered up to £2,000 per Annum with unlimited amount of claims

ZugarZnap Gadget
cover gives you more
Other insurers
All your family’s Gadgets are covered, under one simple policy (providing the Gadgets are less than 3 years old)
Same day repairs in over 1300
Timpson stores nationwide.
Or home collection and loan phone
Claim up to £2,000 worth of repairs
or replacements
for the lifetime
of the policy - Unlimited to the value of £2,000.
No long itemised forms to fill out
we cover all your Gadgets with just a few clicks.
Over £3,000 of savings in the places you love to shop! One of the many benefits is Tesco’s where the average family could save approx £380!
Free Zphone for those crazy days/nights out and leave your phone at home
What our customers say

Every policy buys children
like Abena a bottle of water