WHAT IS NOT COVERED?
You cannot make a claim under this policy in the first 30 days unless the XS cover was purchased at the same point as the Motor insurance policy went live
The claim you made under you your motor insurance policy was unsuccessful or is less than your excess
Please refer to your policy wordings for the full T&Cs
TO BE ELIGIBLE TO PURCHASE THIS POLICY
Resident in the UK
Named on the policy
You hold a full and valid driving licence
The accident which led to the claim occurred during this policy
The value of the claim was greater than the policy excess
Most motor insurance policies include a compulsory or voluntary excess; in the event of an accident that is your fault, or if your car is stolen or damaged in a hit-and-run, you must pay an excess.
ZAP_XS Motor refunds your excess on a claim even when it’s your fault.
In order to buy this amazing policy you must be named as the policy holder on the motor insurance policy and be a permanent resident in the UK. This policy will only kick in and pay out if the main motor insurer has agreed to pay out.
Choice of excess limits available:
£250, £500, £750, £1000, £1500 & £2000
- For clarity this is the total cover you can claim for in any one year, for example this means if you have an excess of £500 on your main motor insurance policy and you purchased the £1000 ZAP_XS Motor cover you can claim twice in one year.